Frequently Asked Questions

Oasis offers interest-free, in-house payment plans for 6 years. That's 72 monthly payments in total, with no interest charged. Want to know more about our interest free payment plan? Talk to one of our Cayman Islands advisors here

Yes. The Cayman Islands allow foreigners to own land and property. So, buyers of any nationality can purchase.

To qualify for our interest-free payment plan, you only need to pass our anti-money laundering checks.

Oasis Land Development requires no credit checks.

Here’s how the purchase process works:

1. After paying your reservation fee of $250.00 US Dollars. It is fully refundable until you sign and exchange the purchase agreement. You can pay by credit card or bank transfer.

2. You’ll then get a link to ID Pal (via text, email or both). Use the link to upload your ID (passport or driver's license) and a recent utility bill.

3. Oasis completes a compliance check using World Compliance to verify your details.

4. Source of Funds – Our compliance officer will ask about your source of funds for paying for the building land. This is part of the purchase process.

The standard deposit amounts are:

• $10,000 for Garden View and Ocean View land.
• $20,000 for Waterfront land (oceanfront and lakefront).

Flexibility: Deposits are set. But, some buyers may want options.

• If you'd like to change the deposit to lower your monthly payments, please discuss it with our Cayman Islands Advisors.
• Simply book a call using our Calendly link to explore your options.

Reservation Fee vs. Deposit:

• The reservation fee is fully refundable and secures your land by taking it off the international market.
• If you move forward with the purchase, the reservation fee is deducted from the total price.

Book a call here if you have any questions or want to talk through your deposit options!

Yes. You can pay the $250 USD reservation fee by credit card using a secure Stripe link.

Deposits and monthly payments, however, must be paid via bank transfer or Wise.

What does the reservation fee do?

• It secures the land and takes it off the market for 10 days while you complete your due diligence.
• The fee is refundable if you change your mind—up until you sign and exchange the Purchase Agreement. Refunds are processed back to the card you used for payment.

At Oasis Land Development, we simplify property ownership in the Cayman Islands. We offer flexible payment options and full support throughout the process.

Our interest-free payment plans run for up to 6 years (72 monthly payments).

You can also pay off your balance sooner without any penalties.

The payment schedule is flexible and can be tailored to fit your budget and timeline.

Step 1: Reserve Your Land

• Choose your land on our website and click 'Reserve' in the featured land section.
• Pay a $250 reservation fee via secure Stripe to hold the land for 10 days.
• The reservation fee is fully refundable until you sign the Purchase Agreement.

Step 2: Review and Ask Questions

• Review the Purchase Agreement and legal documents within the 10-day period,
• A Cayman Islands advisor will reach out to answer any questions.
• If you prefer not to be contacted, simply select this option at checkout.

Step 3: Pay the Deposit

• Once you’re happy with the Purchase Agreement, pay your deposit (e.g., $10,000 for Garden View or $20,000 for Waterfront).

Step 4: Sign and Finalise the Agreement

• Sign the Purchase Agreement sent via DocuSign. Then, complete the Anti-Money Laundering (AML) checks.
• After your deposit is paid and paperwork is exchanged in the Cayman Islands, you officially become the legal buyer of the land.
• At this stage, the reservation fee is no longer refundable.

Step 5: Payment Plan

• Pay the remaining balance over 72 monthly payments (6 years) with 0% interest.
• Your first monthly payment starts 2 months after the reservation is received

Step 6: Land Transfer

• Once all payments are complete, the ownership title is transferred to you.
• At this point, you’ll pay a 7.5% stamp duty to the Cayman Islands Government 
• A legal transfer fee of $1,250 (outlined in the agreement) is also payable to Oasis.

Key Points to Remember:

• Interest-Free Payments: Pay the exact price of the land with no interest added.
• Flexible Payments: Payments are spread over 6 years
• Secure Process: You can get a refund on the reservation fee until you sign the agreement.
• Transparent Costs: No hidden fees—everything is outlined in the agreement.

This process makes it simple and affordable to own property in the Cayman Islands with Oasis Land Development!

No, there are no hidden fees.

The Cayman Islands have no annual land or property taxes.

The only additional costs are:

1. A one-time 7.5% stamp duty, payable to the Cayman Islands Government when you transfer the land into your name after completing all payments.
2. An administration fee of $1,250, which covers the legal transfer of ownership and is paid to Oasis Land Development as outlined in your Purchase Agreement.

All fees are stated upfront to ensure transparency.

No, owning land or property in the Cayman Islands does not automatically grant residency.

However, owning property can help a residency application.

Flexible Visitor Options:

• Visitors can stay in the Cayman Islands for up to 6 months.
• Extensions are available for up to 12 month

Need Residency Advice?

• Oasis Land Development is not a residency expert. But, we can introduce you to a trusted residency lawyer in the Cayman Islands.
• To learn more, book a call with one of our Cayman Islands advisors using our Calendly link. They'll connect you with a Cayman residency lawyer for advice.

You can build on up to 25% of the land footprint and go up to two stories high (or three stories for oceanfront lots).

Example:

• On a 10,000 sq. ft. lot, you can build:
• Up to 5,000 sq. ft. for regular lots over two stories.
• Up to 7,500 sq. ft. for oceanfront lots over three stories.

Zoning:

• Mixed Zoning (Cayman Brac and Little Cayman): Allows residential or commercial buildings.
• Residential Zoning (Grand Cayman): For residential homes only.
• Duplex Properties: Allowed on lots over 12,500 sq. ft.

Need More Information?

Have questions about building, zoning, or your design options?

Book a free call with one of our Cayman Islands advisors using our Calendly link. They'll guide you and answer any questions about owning or developing land in the Cayman Islands.

What’s Included in the Purchase Price?

• A choice from Six free architectural designs (one design only) .
• Recommendations for trusted local contractors and project managers to assist with your build.
• Roads built at NRC code in the Cayman Islands.

Build Requirements:

• There are no requirements to build in the Cayman Islands, you can build when you are ready. This makes the process on owning land so much more simple and cheaper as there is no yearly land or property tax to pay.

Module Home:

• Modular homes may be accepted if they meet the Cayman Islands planning requirements.

All building plans need planning permission from the Cayman Islands Government.

With 16 years of experience in the Cayman Islands, Oasis provides expert support and trusted recommendations throughout the process, to all purchasers of our building land.

All of the Caribbean as well as the USA and Canada can be subject to adverse weather, to combat this in the Cayman Islands. All new construction must meet Miami-Dade Category 5 hurricane codes. To help ensure maximum protection during extreme weather. 

Also, the islands have modern infrastructure and emergency systems to keep residents and properties safe. Property insurance options are also readily available for added peace of mind. You do not need to insure raw building land. You would take out insurance when you are ready to build. (This is normally done by the builder during the build.) It lasts until the builder hands the completed project to you. 

Grand Cayman:

• All underground utilities are fully connected. They include water, electricity, and telecoms.
• Septic tanks are required for wastewater in most areas.

Cayman Brac and Little Cayman:

• Utilities include roads and overhead electricity.
• You’ll need septic tanks for wastewater and water tanks for freshwater storage.

Need More Information About Utilities?

For details about the utilities on your chosen land, book a free consultation with our Cayman Islands advisors using this Calendly link.

Our advisors can walk you through utility connections, building options, and more to help you own property in the Cayman Islands with confidence.

Yes. Oasis offer a local concierge service to help arrange land viewings.

For international buyers or those unable to travel, we also provide virtual tours and access to videos and pictures. To find out more about our virtual tours set up a meeting using our Calendly link.

Cayman Islands construction costs depend on your design, finishes, specs, and builder. Prices typically range from $250 to $1,500 USD per square foot (based on independent sources).

What’s Included with Your Purchase?

• Six Free Architectural Designs – Choose one set of designs included in your purchase price.
• Duplex Designs – Available for lots 12,500 sq. ft. or larger.
• Trusted Contractors and Project Managers – We can recommend local experts to assist with your build.

Why Trust Oasis Land Development?

With 16 years of experience in the Cayman Islands real estate market, Oasis Land Development has built a reputation for reliability and expert support.

Learn More About Building Costs

Watch this short video on building costs in the Cayman Islands for more insights into what to expect.

Yes. The $250 reservation fee is fully refundable if you decide not to proceed with the purchase.

• Refunds are processed automatically through our payment portal, Stripe.
• If paid by credit card, the refund will be sent back to the same card used for payment.

The reservation fee secures your land until you sign and exchange the Purchase Agreement in the Cayman Islands. After signing, the fee is no longer refundable.

As a British Overseas Territory, the Cayman Islands follow English Common Law, offering strong property rights and legal protection.

Key Protections:

• The Land Registry uses a modern cadastral system with unique block and parcel numbers to map and record ownership.
• You can register a caution on the title through a Cayman Islands lawyer, protecting your interest by preventing unauthorised sales or transfers during the payment period.
• All titles are guaranteed by the Land Registry and are publicly searchable for verification.

With 16 years of experience, Oasis Land Development provides secure and transparent ownership, backed by government licensing and clear documentation.